TAKE THE TIME TO TALK ABOUT LIFE.
A life insurance policy can help you protect the ones you care about most. It can help:
Types of Life Insurance
An important part of a sound financial plan, life insurance from The Prudential Insurance Company of America and its affiliates provides a valuable death benefit to your beneficiaries upon your death. Your beneficiaries can then use this money to replace some of the income you would have earned or to help pay off debts or other expenses.
The two types of life insurance are term and permanent. The one that's right for you depends on many factors, including your budget, the amount of coverage you need, and the length of time you'd like the coverage to last.
The two types of life insurance are term and permanent. The one that's right for you depends on many factors, including your budget, the amount of coverage you need, and the length of time you'd like the coverage to last.
Term Life Insurance
Term policies issued by Pruco Life Insurance Company provide protection for a set period of time, such as 10, 20, or 30 years. Term policies often provide the most coverage for your premium dollar. Our term policies have the flexibility to help meet a wide variety of business and personal needs, whether you want to supplement your existing coverage or purchase insurance for a specific protection need.Permanent Life Insurance
Permanent policies can provide lifetime protection. There are several different types of permanent policies:
Universal Life Insurance
Universal life insurance can help meet the needs of people who desire long-term death benefit protection with a flexible premium structure.
Variable Life Insurance
Variable life insurance offers a choice of death benefit options and a potential to accumulate non-guaranteed tax-deferred cash value that fluctuates based on the performance of underlying investment options that you choose.
> View Variable Life Insurance Prospectus and Performance.
Survivorship Life Insurance
Survivorship (second-to-die) life insurance insures two people and pays the death benefit when both have died. It is used primarily for wealth preservation.
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